*{box-sizing:border-box} :root{--red:#d71920;--ink:#172033;--muted:#687386;--line:#e4e8ee;--bg:#f6f8fb}body{margin:0;background:var(--bg);color:var(--ink);font-family:system-ui,-apple-system,"Segoe UI",sans-serif}.wrap{max-width:1120px;margin:auto;padding:0 22px}header{background:white;border-bottom:1px solid var(--line)}header .wrap{height:70px;display:flex;align-items:center;justify-content:space-between}header b{font-size:20px}header b span,em{color:var(--red)}header small{color:var(--muted)}.hero{padding:50px 22px 28px}.hero em{font-style:normal;font-size:12px;font-weight:800;letter-spacing:.12em}.hero h1{font-size:42px;margin:9px 0}.hero p{color:var(--muted);font-size:18px}.calc{display:grid;grid-template-columns:390px 1fr;gap:20px}.panel{background:white;border:1px solid var(--line);border-radius:18px;padding:25px;box-shadow:0 10px 28px #1720330a}.panel h2{margin:0 0 20px;font-size:20px}label{display:block;font-weight:700;font-size:14px;margin:15px 0}input,select{width:100%;height:45px;border:1px solid #d6dce5;border-radius:9px;padding:0 11px;font-size:15px;background:white}.money{display:flex;align-items:center;border:1px solid #d6dce5;border-radius:9px;margin-top:6px}.money input{border:0}.money span{padding:0 12px;color:var(--muted);font-weight:700}.row{display:grid;grid-template-columns:1fr 120px;gap:8px;margin-top:6px}button{width:100%;height:46px;border:0;border-radius:9px;background:var(--red);color:white;font-weight:800;cursor:pointer;margin-top:10px}.secondary{width:auto;background:white;color:var(--ink);border:1px solid var(--line);padding:0 15px}.note,.disclaimer{color:var(--muted);font-size:12px;line-height:1.5}.main{background:#fbf3f3;border-radius:13px;padding:18px}.main small{color:var(--muted)}.main strong{display:block;font-size:34px;margin-top:4px}.metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:15px 0}.metrics div{border:1px solid var(--line);border-radius:10px;padding:13px;font-size:12px;color:var(--muted)}.metrics strong{display:block;color:var(--ink);font-size:16px;margin-top:5px}.bar{height:17px;background:#edf0f4;border-radius:99px;overflow:hidden;display:flex}.bar i:first-child{background:var(--red)}.bar i:last-child{background:#687386}.legend{font-size:12px;color:var(--muted);margin-top:8px}.insight{margin-top:18px;padding:13px;border-left:4px solid #159447;background:#f1faf4;font-size:14px;line-height:1.5}.table{margin:20px 0}.head{display:flex;justify-content:space-between;align-items:center}.head p{color:var(--muted);font-size:13px}.scroll{max-height:540px;overflow:auto;border:1px solid var(--line);border-radius:10px}table{width:100%;border-collapse:collapse;min-width:650px}th,td{padding:10px;border-bottom:1px solid var(--line);font-size:13px;text-align:right}th:first-child,td:first-child{text-align:center}th{position:sticky;top:0;background:#f8fafc;color:var(--muted)}.disclaimer{padding-bottom:45px}@media(max-width:800px){.calc{grid-template-columns:1fr}.hero h1{font-size:34px}header small{display:none}.metrics{grid-template-columns:1fr}.head{align-items:flex-start;flex-direction:column}.secondary{width:100%}}
.tabs{padding:0;overflow:hidden}.tab-buttons{display:flex;flex-wrap:wrap;border-bottom:1px solid var(--line)}.tab{width:auto;margin:0;border-radius:0;background:white;color:var(--muted);padding:0 18px}.tab.active{color:var(--red);box-shadow:inset 0 -3px var(--red)}.tab-content{display:none;padding:26px}.tab-content.active{display:block}.analysis-grid{display:grid;grid-template-columns:1fr 1fr;gap:35px}.muted{color:var(--muted);line-height:1.5}.result-box{background:#fbf3f3;border-radius:14px;padding:24px}.result-box>strong{display:block;font-size:34px;margin:7px 0 20px}.metrics.one{grid-template-columns:1fr 1fr}.compare{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:18px}.compare>div{background:white;border:1px solid var(--line);border-radius:10px;padding:15px}.compare span{display:block;color:var(--muted);font-size:12px;margin-bottom:10px}.compare b{display:block;margin:5px 0}.compare b:first-of-type{font-size:17px}.compare b:last-of-type{color:var(--red)}@media(max-width:800px){.analysis-grid{grid-template-columns:1fr}.tab-buttons{overflow:auto;flex-wrap:nowrap}.tab{white-space:nowrap}.tab-content{padding:20px}}

#schedule td[colspan="5"]{text-align:center;color:var(--muted);padding:28px}

.savings{margin-top:20px}.section-title{margin-bottom:20px}.section-title h2{margin:6px 0}.section-title p{color:var(--muted);margin:0}.eyebrow{font-style:normal;font-size:11px;font-weight:800;color:var(--red);letter-spacing:.12em}.savings-tabs{display:flex;flex-wrap:wrap;border-bottom:1px solid var(--line);margin:0 -25px}.stab{width:auto;margin:0;border-radius:0;background:#fff;color:var(--muted);padding:0 17px}.stab.active{color:var(--red);box-shadow:inset 0 -3px var(--red)}.save-content{display:none;padding-top:26px}.save-content.active{display:block}.save-content h3{font-size:18px;margin:0 0 8px}@media(max-width:800px){.savings-tabs{overflow:auto;flex-wrap:nowrap}.stab{white-space:nowrap}.save-content{padding-top:20px}}

.module-picker{margin:18px 0 10px;padding:26px}.module-intro{text-align:center}.module-intro h1{font-size:32px;margin:6px 0}.module-intro p{color:var(--muted);margin:0}.module-buttons{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:22px}.module-btn{height:auto;min-height:100px;text-align:left;background:#fff;color:var(--ink);border:1px solid var(--line);padding:20px;margin:0;border-radius:14px}.module-btn strong{display:block;font-size:18px}.module-btn span{display:block;color:var(--muted);font-size:13px;line-height:1.4;margin-top:6px}.module-btn.active{border-color:var(--red);box-shadow:inset 0 0 0 1px var(--red);background:#fffafa}.module-view{display:none}.module-view.active{display:block}.hero{padding-top:28px}.hero h2{font-size:30px;margin:7px 0}.evolution{margin-top:20px}.evolution h4{margin:0 0 12px}.mini-scroll{max-height:300px}.evolution-chart{height:120px;border:1px solid var(--line);border-radius:10px;background:#fbfcfd;display:flex;align-items:flex-end;gap:2px;padding:10px;overflow:hidden}.chart-column{flex:1;min-width:3px;background:var(--red);border-radius:3px 3px 0 0;opacity:.75}.chart-empty{color:var(--muted);font-size:12px;margin:auto}.evolution table{min-width:500px}
@media(max-width:800px){.module-buttons{grid-template-columns:1fr}.module-picker{padding:20px}.module-intro h1{font-size:27px}}

.module-picker{margin:18px 0 10px;padding:26px}.module-intro{text-align:center}.module-intro h1{font-size:32px;margin:6px 0}.module-intro p{color:var(--muted);margin:0}.module-buttons{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:22px}.module-btn{height:auto;min-height:100px;text-align:left;background:#fff;color:var(--ink);border:1px solid var(--line);padding:20px;margin:0;border-radius:14px}.module-btn strong{display:block;font-size:18px}.module-btn span{display:block;color:var(--muted);font-size:13px;line-height:1.4;margin-top:6px}.module-btn.active{border-color:var(--red);box-shadow:inset 0 0 0 1px var(--red);background:#fffafa}.module-view{display:none}.module-view.active{display:block}.subnav{display:flex;gap:8px;flex-wrap:wrap;margin:18px 0 12px;border-bottom:1px solid var(--line);padding-bottom:8px}.subnav-btn{width:auto;margin:0;background:transparent;color:var(--muted);border:0;border-radius:7px;padding:10px 14px;font-size:14px}.subnav-btn.active{color:var(--red);background:#fffafa;font-weight:700}.submodule-view{display:none}.submodule-view.active{display:block}.compare-tool{margin-top:0}.compare-inputs{display:grid;grid-template-columns:1fr 1fr;gap:18px}.scenario{border:1px solid var(--line);border-radius:13px;padding:20px;background:#fbfcfd}.scenario h3{margin:0 0 14px;font-size:17px}.comparison-result{margin-top:22px}.comparison-table{display:grid;grid-template-columns:1.4fr 1fr 1fr;border:1px solid var(--line);border-radius:12px;overflow:hidden}.comparison-table>*{margin:0;padding:12px;border-bottom:1px solid var(--line)}.comparison-table strong{background:#f8fafc}.comparison-table span{color:var(--muted);font-size:13px}.comparison-table b{text-align:right}.comparison-table b:nth-last-child(-n+2){border-bottom:0}.comparison-table span:nth-last-child(3){border-bottom:0}@media(max-width:800px){.module-buttons,.compare-inputs{grid-template-columns:1fr}.module-picker{padding:20px}}

.site-footer{margin:34px 0 10px;text-align:center;padding:18px 10px;border-top:1px solid var(--line);color:var(--muted);font-size:13px}.site-footer p{margin:0}.site-footer a{color:var(--red);font-weight:700;text-decoration:none}.site-footer a:hover{text-decoration:underline}

/* v0.5.4: la visibilidad también se controla desde JS para evitar conflictos de caché/CSS */
.module-view,.submodule-view{display:none}.module-view.active,.submodule-view.active{display:block}